Merchant Account Pricing

Merchant Services & Pricing

Card & Check Services can set you up with everything youll need to accept bankcards and check payments, including a merchant account and a payment processing system. If you're a "brick and mortar" retailer, we'll help you buy or lease a point-of-sale terminal (or swipe machine"). If you're an e-tailer, we can assist you in developing a Web site and a shopping cart application.

Card & Check Services has partnered with a number of leading national processors for procuring you a merchant account. The merchant application is easy to fill out and can be approved in as little as three days. Our standard pricing is as follows:

Credit Card Processing Fees

Item Price
Application $100.00
Discount rate 2.5%
Monthly minimum $25.00
Per-transaction fee $0.30
Web/Bank Statement fee $10.00/$15.00
Gateway fees* Click here

Check Processing Fees

Item Price
Application $150.00
Per-transaction fee $0.30
Discount rate - high risk 1.49%
Discount rate - low risk 1.0%
Bank Statement fee $15.00
Gateway fees* Click here

What you can expect

Accounts can be approved in less than 3 business days; however, some accounts may take longer to approve.

* Only one Gateway account is needed for both credit card and check processing.